Saturday, August 7, 2010

Bellingham Mortgage Specialist


Finding the right mortgage is just like finding the right house. You spend a lot of time choosing the right number of bedrooms, the right size, and the right price, and you should spend some time finding the right loan too. You choose your home because you'll be spending your time there for the coming years. You'll also be paying for it during those years. It's worth it to do some research first on who should help you find the right funding and second on which loan is right for your financial situation. Marie Bjornson knows Bellingham Mortgage and she knows how to get the best one for your financial situation.

When you're shopping for a house you probably have certain criteria that are important to you. It might be a kitchen or a yard that's significant in your search and it will make the difference in which one you choose. You should have some important criteria for choosing a loan as well. Rather than going to your bank to find funding you should look for a mortgage broker who's licensed and experienced. They'll be able to take a look at your financial situation to find a program that's right for you. Rather than being affiliated with just one bank and limited to their programs, a broker can choose from a number of sources to find something to meet your needs. They can speak directly to decision makers to be sure a deal will go through, unlike bank loan officers who never speak to the underwriter.

Once you've found the perfect home you want to be sure you don't lose it because funding falls through. You need someone that can find funding that will close on time, and that you can afford for the life of the mortgage. They should understand the industry and your needs to make the right match. The right mortgage broker can help you make your home purchasing experience go smoothly.

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